Sample report. Voorbeeldstraat 123456 is a fictional address — this page shows the shape, depth and tone of a real Biedbril report, using representative data.

1. Summary — worth a bid, with three things to price in

• Overall: a solid property in a strong location, carrying three costs a buyer should put a number on before bidding. Livability scores well (84/100) and flood risk is low, but the ground lease, the foundation and the VvE reserve fund each have a plausible five-figure impact.
• Ground lease (erfpacht) runs to 31 December 2047. This is the single biggest unknown in the file. Ask what the current annual canon is, whether it has been bought off, and what a buy-off quote looks like today.
• Foundation on wooden piles, in peat, subsiding 3.2 mm per year. Not unusual for 1931 Amsterdam, and not automatically a problem — but a foundation inspection is the one survey worth paying for here.
• WOZ has risen from €231k (2014) to €545k (2025). Strong growth, and also a higher tax base and higher VvE contributions going forward.
• Energy label C, with a realistic path to A. The certificate is valid to 2031, so there is no deadline pressure — this is an optional upgrade, not a required one.

2. Object details (BAG)

• Address: Voorbeeldstraat 123456, 1015 CJ Amsterdam
• Use: woonfunctie (residential)
• Floor area: 104 m², volume 312 m³
• Built: 1931, status "Pand in gebruik"
• Type: apartment within a mid-terrace building

A 1931 building of this type is typically well built, but comes with a familiar list: original single-skin or unfilled cavity walls, wooden floors, and installations that may be at or past end of life. None of that is a red flag on its own — it is a budget line.

3. Ownership and cadastral position (Kadaster)

• Parcel: AMSTERDAM K 4821, apartment right A3, 132 m²
• Ownership: full ownership of the apartment right
• Last transfer: €412,000 on 14 June 2019
• Mortgage registered: yes
• Ground lease: yes, running to 31 December 2047

The ground lease is the item to resolve first. A canon that resets near the end of term can move the effective cost of ownership materially, and lenders increasingly ask about it. Request the erfpachtakte and the current canon statement before you bid.

4. Energy (EP-Online)

• Current label: C — energy index 1.62, 148 kWh/m²/yr, 28.4 kg CO₂/m²/yr
• Certificate: definitief, NTA 8800, valid until 18 March 2031
• Potential label: A

Roughly €5,200 a year in energy at current tariffs for a home of this size and label. Moving to A is realistic for a building of this era, but the monument designation restricts what can be done to the façade — insulation will likely have to happen from the inside, which costs more and takes floor area.

5. VvE (KVK)

• Active VvE, KVK 34567890, registered 1998
• Professional manager: yes — annual accounts: yes
• Flag: reserve fund below the statutory norm

The governance is in good shape, which matters more than most buyers realise. The single flag is the reserve fund. Ask for the last three years of accounts, the MJOP (long-term maintenance plan), and the minutes of the last two general meetings. An underfunded reserve on a 1931 building means future maintenance is likely to arrive as a one-off levy rather than out of savings.

6. Zoning and permits (DSO)

• Plan: Omgevingsplan Amsterdam — Centrum West
• Permitted: residential, home office, retail at ground level
• Envelope: max 15 m height, 132 m² footprint
• Status: gemeentelijk monument, within a protected cityscape
• Renovation: allowed, permit required — new build: not allowed

Internal renovation is possible. Anything touching the exterior — windows, roof, façade — needs both a building permit and a monument permit, which adds time and design constraints. Budget for a longer lead time than a comparable non-monument property.

7. Soil and foundation (BRO)

• Soil: heavy clay over peat, moderate bearing capacity
• Subsidence: high risk, 3.2 mm per year
• Drivers: peat oxidation, falling groundwater, historic ground raising
• Groundwater: 1.1 m below surface
• Foundation: wooden piles — replacement with concrete advised

This is the technical heart of the file. Wooden piles are stable while they stay below the water table; falling groundwater is what puts them at risk. A foundation inspection (funderingsonderzoek) is the survey to commission here — it is the difference between a known maintenance horizon and an open-ended liability.

8. Environment and surroundings (Atlas / Mapbox)

• Air: PM2.5 9.4 µg/m³, NO₂ 21.8 µg/m³ — rated good
• Noise: 58.2 dB, "matig" — audible, typical for a central location
• Heat island: +4.1 °C with only 12.6% tree canopy
• Safety: 67/100, crime risk "gemiddeld" — livability 84/100
• Nearby: supermarket 180 m, bus 220 m, school 240 m, station 1.7 km

Excellent day-to-day convenience. The two liveability caveats are summer heat — limited canopy plus a measurable heat island — and street noise. Both are worth checking in person, at the time of day you would actually be home.

9. What to do before you bid

1. Request the erfpachtakte and current canon, plus a buy-off quote.
2. Commission a foundation inspection — this is the one non-optional survey.
3. Read the VvE accounts, MJOP and last two sets of minutes; ask specifically about planned levies.
4. Confirm what the monument status permits if you intend to insulate or replace windows.
5. Visit on a warm afternoon and on a weekend evening to judge heat and noise for yourself.

This report summarises public registry data to help you ask better questions. It is not a structural survey, a valuation, or legal or financial advice.